Sparrow

Filling out the Sparrow application takes about 2 minutes.

How long will it take to fill out the Sparrow application?

Yes, international students are able to use Sparrow to receive prequalified rates from our lending partners.

Is Sparrow available to international students?

Most lenders look at your credit score and income to determine the interest rate on your student loan.

What information is considered when determining my rates?

Total Interest Expense refers to the total amount of interest a borrower accrues on their loan.

What is the total interest expense?

Soft credit checks do not impact your credit score. Typically, a hard credit check has up to a 5-point impact on your credit score.

What’s the difference between a soft credit check and a hard credit check?

How credit inquiries impact your credit score depend on the type of credit inquiry they are.

Will multiple credit inquiries affect my credit score?

Deferments or forbearance may be offered depending on the lender.

Does Sparrow offer deferments or forbearance?

Some Sparrow lending partners offer an autopay discount.

Does Sparrow offer a discount for setting up automatic payments?

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