The information that you provide (including your income and housing expenses) should only pertain to you as the borrower, even if you have a spouse or partner.

For example, if you pay for half of your monthly housing bill, only include your portion of payment, not the total amount paid by you and your spouse/partner.

If you include your spouse or partner as a cosigner, they will have an opportunity to include their income and housing expenses separately in their cosigner profile. If you have a cosigner, we will send your cosigner a link to complete their part of the application or they can complete their portion of the application with you.