Lenders on Sparrow's marketplace require cosigners to be U.S. citizens or permanent residents.
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​​If you're not a US citizen and don't have a U.S. citizen or permanent resident cosigner:
If you're not a US citizen, Sparrow works with two lenders -- MPOWER and Prodigy -- to provide student loans for international students studying in the United States.
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​1.) MPOWER*
MPOWER allows students to borrow up to $50,000 per loan with a $100,000 lifetime loan limit. The best way to determine if you are eligible is to complete MPOWER's eligibility check.

2.) Prodigy*
Prodigy provides graduate student loans to international students with no cosigner. Prodigy allows students to borrow $15,000 ($35,000 in certain U.S. states) up to $220,000. To check your eligibility with Prodigy, complete a quick online application to get a quote.
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*NOTE: You do not need to have a credit history or cosigner.​
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​​If you're not a US citizen, but you do have a U.S. citizen or permanent resident cosigner:

There are also a handful of lenders that will lend to international students with a US citizen / permanent resident as a cosigner. The easiest way to check your rates is to submit a request on Sparrow.
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​​If you're a US citizen without a U.S. citizen or permanent resident cosigner:
If you're a US citizen, there are a handful of lenders that might be able to provide you with funding without a cosigner. The easiest way to check your rates is to submit a request on Sparrow.