We’ve hand-selected our lending partners to offer maximum coverage and ensure that every student has an opportunity to find affordable financing on Sparrow. Unfortunately, some students slip through the cracks because they don’t meet our lending partners’ eligibility criteria.

If you do not receive any prequalified rates, you’ll see a message about your other available options on your Dashboard. For example, if you are potentially eligible to receive prequalified rates by adding a cosigner, you will be presented with the option to add a cosigner. Applying with a cosigner can improve your chances of qualifying for loans with better terms and lower interest rates.

If you’re still ineligible, try coming back to Sparrow in a few weeks. Our lending partners frequently update their eligibility criteria.